By accessing and using CalculWise (calculwise.com), you agree to the following terms and conditions. If you do not agree, please do not use this website.
1. Informational Purposes Only
All calculators, tools, and content on CalculWise are provided for informational and educational purposes only. Results generated by our calculators are estimates and should not be relied upon as professional financial, tax, medical, legal, or investment advice.
While we strive to keep our formulas and data accurate and up to date, we make no guarantees regarding the accuracy, completeness, or timeliness of any calculations or information provided on this site.
2. Not Professional Advice
CalculWise is not a financial advisor, tax professional, medical provider, or legal counsel. Our calculators are tools to help you explore scenarios and make preliminary estimates. For important decisions, always consult with a qualified professional:
- Financial decisions — Consult a certified financial planner (CFP) or financial advisor.
- Tax questions — Consult a certified public accountant (CPA) or tax attorney.
- Health concerns — Consult a physician or registered dietitian.
- Legal matters — Consult a licensed attorney.
3. Disclaimer of Liability
CalculWise and its creators shall not be held liable for any damages, losses, or consequences arising from the use of or reliance on information provided by this website. This includes, but is not limited to, direct, indirect, incidental, consequential, or punitive damages resulting from:
- Errors or inaccuracies in calculator results
- Financial, health, or legal decisions made based on our tools
- Service interruptions or technical issues
- Changes in tax laws, regulations, or formulas after content was published
You use CalculWise entirely at your own risk. All tools are provided “as is” and “as available” without warranties of any kind, express or implied.
4. Accuracy of Information
We make reasonable efforts to ensure that our calculators use correct formulas, current tax brackets, and accurate data. However, laws, rates, and regulations change frequently. We update our tools periodically but cannot guarantee real-time accuracy. Always verify important calculations with an authoritative source before acting on them.
5. Intellectual Property
All content on CalculWise, including text, graphics, logos, code, and calculator designs, is the intellectual property of CalculWise unless otherwise noted. You may not reproduce, distribute, or create derivative works from our content without prior written permission.
6. Third-Party Content and Links
CalculWise may display advertisements from third-party ad networks (such as Google AdSense) and may contain links to external websites. We are not responsible for the content, accuracy, or privacy practices of third-party sites or advertisers. Visiting external links is at your own discretion and risk.
7. User Conduct
You agree not to:
- Use CalculWise for any unlawful purpose
- Attempt to disrupt, overload, or interfere with the website's operation
- Scrape, crawl, or harvest content in bulk without permission
- Use automated tools to access the site in a manner that exceeds reasonable usage
8. Changes to These Terms
We reserve the right to update or modify these Terms of Use at any time. Changes take effect immediately upon posting. Continued use of CalculWise after changes are posted constitutes your acceptance of the revised terms.
9. Governing Law
These terms are governed by and construed in accordance with applicable laws. Any disputes arising from the use of this website shall be resolved in the appropriate courts of jurisdiction.
10. Contact
If you have questions about these Terms of Use, please contact us at contact@calculwise.com or visit our Contact page.