Skip to main content

Hourly Paycheck Calculator

Estimate take-home pay for hourly work, overtime, state tax, filing status, pay frequency, and annual deductions.

$
x
$

For example, traditional 401(k), HSA, or some benefits.

$
Estimated take-home pay
$2,345
per biweekly paycheck
Gross annual pay$74,100
Regular annual pay$62,400
Overtime annual pay$11,700
Federal income tax-$7,472
Social Security-$4,594
Medicare-$1,074
Annual take-home$60,959
Monthly take-home$5,080
Weekly take-home$1,172
Net hourly equivalent$26.05/hour

Effective tax rate: 17.7%. State note: Federal-only estimate. Choose a state to add a modeled state tax where available.

Last updated: March 2026Reviewed by CalculWise editorial team
Methodology: Estimates hourly gross pay from regular and overtime hours, then subtracts 2026 federal income tax assumptions, FICA, available state tax models, and user-entered deductions.
Share on XShare on Facebook

Why hourly paycheck questions need overtime

Hourly workers often ask a more specific question than annual salary calculators answer: what does this week actually pay after taxes? Overtime, variable hours, and payroll deductions can move the final deposit a lot.

This calculator converts hourly wages into annual gross pay, then shows the estimated net paycheck for weekly, biweekly, semi-monthly, or monthly payroll.

Overtime withholding versus real tax

Overtime is not a separate tax category. It is ordinary wage income. A large overtime check can have more withheld because payroll systems annualize that pay period, but the final tax depends on your full-year income and filing details.

What this estimate excludes

The calculator does not know your exact W-4 elections, local wage taxes, credits, garnishment rules, union dues, or employer benefit setup. Use it as a planning estimate and compare against your pay stub once you have one.

Frequently Asked Questions

How do I calculate an hourly paycheck after taxes?

Multiply hourly wage by regular hours and overtime hours to estimate gross annual pay, then subtract federal income tax, FICA, modeled state tax, and payroll deductions.

Does overtime get taxed more?

Overtime is taxed as ordinary wage income. It can feel taxed more because it adds income on top of your regular pay and may be withheld at a higher rate on that paycheck.

What deductions should I include?

Include annual pre-tax deductions such as traditional 401(k), HSA, and some benefit premiums, plus post-tax deductions such as garnishments or after-tax benefit costs.